Raise money for almost any purpose whether you are wanting to purchase a newer car, make some home improvements, take a holiday in the sun or consolidate existing debt into one manageable monthly repayment an any purpose home owner loan could help.

Home Improvements Loan

Improve don't move, whether you want to redecorate, install new windows or maybe build an extension let wise buy compare a variety of different home improvement loans and find one to suit your circumstances

Car Loans

Whether you are looking to upgrade your car for a newer model or need a second car or larger car the for the family

Debt Consolidation Loans

If you have outstanding debts on credit cards, store cards, existing loans or any other finance Wise Buy could helpyou find a loan to consolidate all your existing debts into one manageable loan & help reduce your monthly out goings.

Any Other Purpose

An any purpose loan could be used for almost any other purpose you can think of including special occasions such as wedding's or anniversaries, or you could also use an any purpose loan to finance a dream holiday.

Raise money for almost any purpose, Wise Buy gives you access to some of the country's leading home owner loan providers, with plans to help many different circumstances. Apply online for a free quote and receive no obligation help & guidance.

Please use the loans table below to find a home owner loan deal to help you raise some extra money for a newer car, home improvements, take a holiday in the sun or help you take control of your finances and reduce your monthly outgoings by consolidating your existing debts into one manageable monthly repayment.

The home owner loans table below is split into ‘Good’, ‘Fair’ and ‘Poor’ credit profiles and you should use the credit rating which closest relates to your credit history. Remember that many people have a much better credit profile than they think, but don't worry, if you're not sure we will offer the best home owner loan plan that we can for your individual circumstances, in any case.

Please hover over the coloured boxes below to help establish which category may fit you.

Good – No missed or late payments on credit cards or loans. No mortgage arrears or CCJs.

Lender Plan Rate Typical APR Product Details 11.24% APR Typical 11.7% APR 11.24% APR Typical 11.7% APR Loan Amount Range (£) 10,000 - 100,000 Loan Type Variable Maximum Loan To Value 75% Minimum Property Value 80,000 Plan rate based on 26,000 over 120 months 75% LTV typical broker fee 8% Total (only if loan runs full term) 120 x £353.70 Total amount payable £42,444.00 Term (months) 60 - 300 Minimum Age 21 Loan must complete by age 75 Self employed with Accounts? Yes Self Cert for Self Employed? No Parent company Principality Building Society ' 13.83% APR Typical 15.9% APR 13.83% APR Typical 15.9% APR Loan Amount Range (£) 5,000 - 100,000 Loan Type Fixed for Term Maximum Loan To Value 80% Minimum Property Value 60,000 Plan rate based on 26,000 over 120 months 50% LTV typical broker fee 8% Total (only if loan runs full term) 120 x £388.58 Total amount payable £46,629.60 Term (months) 36 - 360 Minimum Age 18 Loan must complete by age n/a Self employed with Accounts? Yes Self Cert for Self Employed? Yes Parent company Ocean Finance and Mortgages Ltd. ' 13.93% APR Typical 15.0% APR 13.93% APR Typical 15.0% APR Loan Amount Range (£) 10,000 - 75,000 Loan Type Variable Maximum Loan To Value 60% Minimum Property Value 100,000 Plan rate based on 26,000 over 120 months 60% LTV typical broker fee 8% Total (only if loan runs full term) 120 x £389.99 Total amount payable £46,798.80 Term (months) 60 - 300 Minimum Age 18 Loan must complete by age 70 Self employed with Accounts? Yes Self Cert for Self Employed? No Parent company GE Money Home Lending ' 15.73% APR Typical 18.7% APR 15.73% APR Typical 18.7% APR Loan Amount Range (£) 5,000 - 100,000 Loan Type Variable Maximum Loan To Value 80% Minimum Property Value 75,000 Plan rate based on 26,000 over 120 months 70% LTV typical broker fee 8% Total (only if loan runs full term) 120 x £414.73 Total amount payable £49,767.60 Term (months) 36 - 360 Minimum Age 18 Loan must complete by age n/a Self employed with Accounts? Yes Self Cert for Self Employed? Yes Parent company Blemain Group ' 17.61% APR Typical 16.9% APR 17.61% APR Typical 16.9% APR Loan Amount Range (£) 1,000 - 25,000 Loan Type Variable Maximum Loan To Value 70% Minimum Property Value 50,000 Plan rate based on 25,000 over 120 months 60% LTV typical broker fee 8% Total (only if loan runs full term) 120 x £423.94 Total amount payable £50,872.80 Term (months) 12 - 180 Minimum Age 18 Loan must complete by age n/a Self employed with Accounts? Yes Self Cert for Self Employed? Yes Parent company Norton Finance (UK) Ltd. '

OUR TYPICAL, VARIABLE RATE IS 17.9% APR. RATES RANGE FROM 11.9% to 29.9% APR THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Loans Secured On Your Home