Our fixed rate mortgages give you the security of a set monthly repayment for a specific period, regardless of how interest rates perform. Perfect if you’re planning ahead or working to a budget.
With our fixed rate mortgages you’ll get:
- A range of fixed rate periods, from two to ten years
- The comfort of knowing how much you’re paying each month during the fixed rate period.
- The flexibility to overpayon some mortgage plans, during the fixed rate period. (There may be an early repayment charge on the balance paid if the mortgage is repaid in whole, part or transferred to another scheme during the fixed rate period.)
- After the fixed rate mortgage period ends you will revert to a variable interest rate.
- Many of our mortgages our portable, allowing you to take your mortgage with you when you move.
A Fixed rate mortgage may not always be the cheapest option if the intrest rates drop you will not benefit with a reduction in your mortgage while with other types of mortgage such as tracker mortgages you may see a reduction in your monthly payments. Wnen you enquire for a mortgage via wise buy you will be able to speak with a fully qualified mortgage adviser who will give you no obligation advice and will aid you through the mortgaging process
Secured Loans | Home Improvement Loans | Any Purpose Loans | Remortgages
Debt Consolidate Remortgages - Get no obligation help and advice on remortgaging to consolidate your existing debts.
The overall cost for comparison is 6.5% APR (most people will receive a lower rate than this)
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Only upon completion our average fee is 1.9% of the advance.
We will pay any standard legal and valuation costs.