Raise money for almost any purpose, Wise Buy gives you access to some of the country's leading home owner loan providers, with plans to help many different circumstances. Apply online for a free quote and receive no obligation help & guidance.

Please use the loans table below to find a home owner loan deal to help you raise some extra money for a newer car, home improvements, take a holiday in the sun or help you take control of your finances and reduce your monthly outgoings by consolidating your existing debts into one manageable monthly repayment.

The home owner loans table below is split into ‘Good’, ‘Fair’ and ‘Poor’ credit profiles and you should use the credit rating which closest relates to your credit history. Remember that many people have a much better credit profile than they think, but don't worry, if you're not sure we will offer the best home owner loan plan that we can for your individual circumstances, in any case.

Please hover over the coloured boxes below to help establish which category may fit you.

Good – No missed or late payments on credit cards or loans. No mortgage arrears or CCJs.

Lender Plan Rate Typical APR Product Details 11.24% APR Typical 11.7% APR 11.24% APR Typical 11.7% APR Loan Amount Range (£) 10,000 - 100,000 Loan Type Variable Maximum Loan To Value 75% Minimum Property Value 80,000 Plan rate based on 26,000 over 120 months 75% LTV typical broker fee 8% Total (only if loan runs full term) 120 x £353.70 Total amount payable £42,444.00 Term (months) 60 - 300 Minimum Age 21 Loan must complete by age 75 Self employed with Accounts? Yes Self Cert for Self Employed? No Parent company Principality Building Society ' 13.83% APR Typical 15.9% APR 13.83% APR Typical 15.9% APR Loan Amount Range (£) 5,000 - 100,000 Loan Type Fixed for Term Maximum Loan To Value 80% Minimum Property Value 60,000 Plan rate based on 26,000 over 120 months 50% LTV typical broker fee 8% Total (only if loan runs full term) 120 x £388.58 Total amount payable £46,629.60 Term (months) 36 - 360 Minimum Age 18 Loan must complete by age n/a Self employed with Accounts? Yes Self Cert for Self Employed? Yes Parent company Ocean Finance and Mortgages Ltd. ' 13.93% APR Typical 15.0% APR 13.93% APR Typical 15.0% APR Loan Amount Range (£) 10,000 - 75,000 Loan Type Variable Maximum Loan To Value 60% Minimum Property Value 100,000 Plan rate based on 26,000 over 120 months 60% LTV typical broker fee 8% Total (only if loan runs full term) 120 x £389.99 Total amount payable £46,798.80 Term (months) 60 - 300 Minimum Age 18 Loan must complete by age 70 Self employed with Accounts? Yes Self Cert for Self Employed? No Parent company GE Money Home Lending ' 15.73% APR Typical 18.7% APR 15.73% APR Typical 18.7% APR Loan Amount Range (£) 5,000 - 100,000 Loan Type Variable Maximum Loan To Value 80% Minimum Property Value 75,000 Plan rate based on 26,000 over 120 months 70% LTV typical broker fee 8% Total (only if loan runs full term) 120 x £414.73 Total amount payable £49,767.60 Term (months) 36 - 360 Minimum Age 18 Loan must complete by age n/a Self employed with Accounts? Yes Self Cert for Self Employed? Yes Parent company Blemain Group ' 17.61% APR Typical 16.9% APR 17.61% APR Typical 16.9% APR Loan Amount Range (£) 1,000 - 25,000 Loan Type Variable Maximum Loan To Value 70% Minimum Property Value 50,000 Plan rate based on 25,000 over 120 months 60% LTV typical broker fee 8% Total (only if loan runs full term) 120 x £423.94 Total amount payable £50,872.80 Term (months) 12 - 180 Minimum Age 18 Loan must complete by age n/a Self employed with Accounts? Yes Self Cert for Self Employed? Yes Parent company Norton Finance (UK) Ltd. '

OUR TYPICAL, VARIABLE RATE IS 17.9% APR. RATES RANGE FROM 9.7% to 29.9% APR THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Loans Secured On Your Home

A home owner loan could help you raise money for almost any purpose, a new car, home improvements, a special occasion or to consolidate existing debts.

Looking for a competitive low rate home owner loan?
Wise Buy gives you access to some of the UK's leading providers of any purpose home owner loans to help you find a loan plan that suits your individual circumstances. If you have a good credit rating wise buy could help you compare the different lenders available to you and provide you with a low cost home owner loan. Wise buy could even help you find a loan if you have a bad credit rating or if you have had trouble finding finance in the past wise buy could still provide you with a loan to suit your needs.



Use wise buy's easy to use loans comparison table. We give you access to a large variety of home owner loans to suit a whole range of different circumstances. Whatever you need your home owner loan for wise buy could help you through the loan application process from start to finish.

It's a daunting task looking for a home owner loan online as there are so many to choose from. Wise Buy brings you a selection of the leading lenders in the UK for secured home owner loans. Our home owner loans comparison table is split into different credit profile's to help you find a plan to suit your individual needs and requirements. Wise buy could give you access to a large range of home owner loans that are available for those with both good or bad credit rating, if you have a poor or adverse credit rating, CCJ's or mortgage arrears, we could still help you arrange a loan. We have many different loan plans available that can be tailored to meet your individual needs & circumstances.

A home owner loan can be used for almost any purpose, are you wanting to replace your car and looking for a loan? Do you want to take a break in the sun? Do you have a poor credit rating, due to a change in circumstances and want to consolidate your existing debts? Maybe you've bought a house and want the money for some DIY projects or home improvements, whatever your purpose a home owner loan could help you raise the funds.

By comparing loans at Wise Buy we could help you find a home owner loan today, we could also help you reduce your monthly outgoings. We have brokers & lenders who specialise in both unsecured and secured loans so that we are able to help in a variety of different circumstances even if you are not a home owner. Whatever your financial background and whatever type of loan you require we provide you a comparison of different loans available from many different lenders. Let Wise Buy help find the correct loan for you, from personal / unsecured loans, secured / home owner loans, we could help you arrange a loan for almost any purpose whatever your individual circumstances.