Welcome to Wise Buy, brought to you by Ocean Finance and Mortgages. Our aim is to provide you with a free comparison service across a number of different finance areas to help you make wise decisions on your financial matters. Find secured loans, personal loans, mortgages, credit cards, insurance, debt consolidation help & savings accounts. Let us help change your Where To Buy? Into a Wise Buy.

 

 

from Ocean Finance Swcured Loans

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Home Owner Loans   


Find a loan to suit your circumstances.
Raise £5,000 to £100,000 for almost any purpose.
Compare home owner loans from leading lenders

Homer Owner Loans - Online Application

Loans Secured on your home
Any Purpose Loans | Consolidation Loans

Remortgages


Let wise buy help you find a mortgage or remortgage.
Why trawl the high street, when we could bring the high street to you. Compare mortgages with wise buy

Remortgages
Simply enquire online for help & advice
Remortgaging | Purchase Mortgages


Personal Loans   


Raise up to £15,000 for almost any purpose with an unsecured personal loan. Wise Buy could help you
compare loan deals from many of the UK banks

Unsecured Personal Loans
Compare rates from leading lenders
Any Purpose Personal Loans | Car Finance Loans
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The table below is split into different credit profiles and relates to SECURED LOANS,
please select the one which closest relates to your individual circumstances.
Good Credit LoansFair Credit LoansPoor Credit Loans
Good – No missed or late payments on credit cards or loans. No mortgage arrears or CCJs.
Lender
Plan Rate
Typical APRAt least half of our customers should receive a rate lower than this
Product Details
Ocean Finance
Ocean Finance
Ocean Finance
Nemo Personal Loans 11.24% APR Typical 11.7% APR Nemo Personal Loans Loan Application 
Ocean Money 13.83% APR Typical 15.9% APR Ocean Money Loan Application 
First National 13.93% APR Typical 15.0% APR First National Loan Application 

Powered by Ocean Finance
Overall Typical 17.9% APR variable.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Mortgages, Remortgages and Finance to suit your needs ...


In today's world finding finance is becoming increasingly difficult, Wise Buy, The one stop shop for mortgages and remortgages could give you access to many loan & mortgage providers and help you compare the different plans available. With so many different lenders available we could help you find loans or mortgages in a variety of different circumstances, with cheaper low rates for customers with a clean credit history, through to specialised loan plans for people who may have been refused credit in the past.

Wise Buy wants to help you reduce your monthly outgoings, our partners could arrange a debt consolidation loan that may be used to roll your debts into one manageable monthly repayment. Perhaps you want to reduce your monthly bills with our insurance comparison service with many of the leading car & home insurance providers, We could also help you switch energy providers to reduce your monthly electric, gas & phone bills.

In addition to helping you save money wise buy could make the most of your savings, within our banking section you are able to compare current accounts, saving accounts & ISA's

Insurance   


Compare policies from leading insurance companies
Our insurance comparison service could help you
save time and money.

Insurance - Car Insurance & Home Insurance

Home insurance | Car Insurance | Pet Insurance

Credit Cards   


Let Wise Buy bring you the latest credit card deals, including some of the best buy 0% interest balance transfer and purchase offers Credit Cards

Credit Cards Comparison

Balance Transfer Credit Cards | Purchase Credit Cards

Debt Help   


It's not easy when debt takes over your life. There
are many different options available & lots of people
to help you, Visit our debt help for free information.

Debt Help & Debt consolidation

Debt Consolidation Loans | Debt Management

Utilities


Switching utility suppliers has never been easier
and there are so many deals to choose from
gas, electric, broadband & phone

Utilities - Switch Energy Suppliers Online

Banking   


Whether you are a student or a pensioner
the right bank account could make a big difference.
Compare current accounts & saving accounts online

Banking - Loans, Mortgages & Bank Accounts

Travel   


Let Wise Buy help you with your travel needs.
We could help you save money on your holiday's. Compare flights, hotels, & holidays online

Flights, hotels, car hire, holidays & holiday finance
REMORTGAGES overall cost for comparison is 6.5% APR.
(most people will receive a lower rate than this)
HOME LOANS Typical 17.9% APR variable.
(most people will receive a lower rate than this)
Rates Range From
Just 9.7% To 29.9% APR
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Loans Secured on your home

Contact Us | Site Map | Home
Home Loans | Loan Refinancing | Employed Secured Loans | Remortgages | Data Protection | House Loans | Purpose Loans | Any Purpose Loans

Wisebuy is a trading styles of Ideal Finance Limited. Company Registration No. 6305239. Consumer Credit Licence No. 644392.  Registered office: Pennington House, Carolina Way, Salford Quays, M50 2ZY.  Registered in England and Wales.

Ideal Finance Limited is an appointed representative of Think Loans and Mortgages Limited who are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. Copyright® 2012 Ideal Finance Limited.  All rights reserved.


WB7338-13-17-07-2009